(307) 222-3861

M&A Advisory Services | Business Loans

Professional & Corporate Services Financing | Co. Buy Sell – Technology, Office & Expansion Capital
CREDIT SCORES AS LOW AS 550 ACCEPTED

Professional Services Financing.
Protect your cash flow.

We specialize in financing for law, accounting, consulting, and agency firms. Fund the technology stack, a digital rebuild, office equipment, or an expansion without draining operating cash. Fast decisions often within 24 hours.

No credit impact to see your options
Office Equipment Working Capital Merchant Cash Advances Renovations & Expansion
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60-SECOND QUALIFICATION

Tell us what you need

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A+ BBB Rating
4.9/5 (2,847)
$487M+ advanced
50+ partners

Built for professional firms.
Designed around billable cash flow.

Firms get paid on a lag, then have to fund software, hardware, and people before the invoice clears. We match capital to that cycle.

Technology Without the Cash Hit

Finance practice software, servers, workstations, and the hardware a client file lives on. Predictable payments, so operating cash stays available for payroll.

Capital Between Invoices

Working capital for a hiring push, a slow billing month, or a project that pays after the work. Short money for a short gap.

Office and Firm Expansion

A second office, a fit-out, or a book of business. Structured around collections, so growth does not wait on a partner’s personal cash.

ESTIMATE YOUR PAYMENT

See what financing the technology
or the office could cost each month

$125,000
$10K$1M
10%
0% (finance 100%)30%
8.5%
6% (strong credit)18% (higher risk)
60 months
12 months84 months
ESTIMATED MONTHLY PAYMENT
$2,180
Amount Financed $112,500
Down Payment (10%) $12,500
Total Interest Paid $18,300
Total Repayment $130,800
Get My Firm Financing Quote

Estimates only. Actual rates and terms depend on your credit, revenue, time in business, equipment type, and lender underwriting.

PROFESSIONAL SERVICES FINANCING

The right capital for every stage
of a professional firm.

We work with firm owners and match the product to the stack, the office, the hire, or the expansion.

Technology & Equipment Financing

Workstations, servers, conference hardware, and the equipment behind a software overhaul. New and used equipment both eligible. Hardware often serves as collateral.

$10,000 to $5,000,000+
Credit scores from 550+
Terms 12–84 months
New & used equipment
Potential Section 179 benefits
Funds can go to vendor

Workstations • Servers • Practice hardware • Office systems

Working Capital Loans

Cover payroll, a contract hire, marketing, and a billing gap without interrupting client work.

  • Fast funding
  • Use for any business expense
  • Credit scores 550+
Apply Now

Merchant Cash Advances

For firms with steady card or recurring receipts. A lump sum repaid as a percentage of receipts, so a light month is not a peak-month bill.

  • Based on card sales
  • No fixed monthly payment
  • Fast approval & funding
Apply Now

Renovation & Expansion

Fit out a suite, refresh a client floor, or open a second office. Structured so the project does not drain operating cash.

  • Interior & exterior projects
  • Multi-location growth
  • Longer terms available
Apply Now

Inventory & Supply Financing

Short-term capital for a project start, a software implementation, or a hiring push while invoices catch up.

  • Seasonal inventory boosts
  • Supplier payments
  • Quick turnaround
Apply Now

Franchise & Acquisition Funding

Buy a book of business or a smaller practice when collections can support the payment. SBA and conventional options for qualified firms.

  • Existing location purchases
  • Franchise start-up costs
  • Working capital included
Apply Now

SBA & Longer-Term Options

When you qualify, we can connect you with SBA and traditional longer-term products for larger projects, real estate, or permanent working capital needs.

  • Lower monthly payments
  • Real estate eligible
  • Expert guidance
Apply Now

Get firm financing in 3 simple steps

Most firm owners receive competitive offers within hours

1. Apply Online

Tell us the firm, the stack or office project, and basic business details. Under 2 minutes.

2. Review & Compare Offers

We shop 50+ lenders and present options matched to collections and the use of funds — often within hours.

3. Get Funded & Move Forward

Accept your offer, sign digitally, and we help coordinate funding — to the vendor or your account so the project can start.

EXPERT INSIGHTS

Professional Services Financing Resources

Practical guidance on funding a technology overhaul, an office fit-out, and an expansion without draining operating cash.

EQUIPMENT 8 min read

How Firm Technology Financing Works

What lenders look for on workstations, servers, and a software project, and when hardware improves the file.

Read Article
CASH FLOW 7 min read

Short-Term Capital vs. a Term Loan for Firms

When a percentage-of-sales advance makes more sense than a fixed monthly payment — and how to choose the right tool for seasonal or high-volume locations.

Read Article
TAX STRATEGY 9 min read

Funding a Second Office or a Book of Business

What current collections have to support before a firm adds space or buys a book. Tax treatment of equipment is a question for your advisor.

Read Article

Real firms. Real capital. Real capacity.

"We financed the workstation refresh and the practice software hardware. Payments fit collections, and we did not pull operating cash."

Maria Lopez
Accounting firm • Austin, TX

"A short facility covered payroll while a large matter billed. Funds were in the account within days."

James Park
Law practice • Seattle, WA

"Opened a second office with equipment financing and working capital. They underwrote collections, not a branch manual."

Aisha Rahman
Consulting firm • Chicago, IL

"Needed the server and workstation swap before a system cutoff. Approved with a 580 score in time for the install."

Carlos Rivera
Agency • Phoenix, AZ

"Fit out the new suite while the current office stayed open. Payments were sized to slower collection months."

Elena Voss
Professional services • Denver, CO

"We financed the workstation refresh and the practice hardware. Payments fit collections, and we did not pull operating cash."

Maria Lopez
Accounting firm • Austin, TX

"The merchant cash advance option was perfect for our high card volume. Payments flex with sales and we had funds in the account within days to cover a busy summer."

James Park
Law practice • Seattle, WA

Professional Services Financing Questions

Straight answers about financing for professional and corporate services firms.

What types of firm financing do you offer?
We help firms with technology and equipment financing, working capital, sales-based advances, office fit-outs, and practice or book purchases. SBA is available when the file supports a longer term. We match the product to the use.
How fast can a firm get approved and funded?
Many firm owners receive competitive offers within hours. Once you accept and provide documents, funding often occurs in as little as 5 business days, and sometimes faster when funds go to a vendor.
What credit score do firms need?
We work with firm owners who have credit scores as low as 550. Approval is driven more by revenue, collections, time in business, and equipment value than by personal credit alone.
What technology and equipment can be financed?
Workstations, servers, conference hardware, and the equipment behind a software overhaul. New and used hardware are typically eligible. Software and implementation costs are paired with the product that fits the invoice.
Is a merchant cash advance a good fit for a firm?
When receipts are steady, it can be. You receive a lump sum and repay a percentage of receipts. Stronger months pay more. Lighter months pay less.
How much does it cost to work with Co. Buy Sell?
There is no upfront cost or application fee. We are compensated by the lender only when financing funds. We shop multiple funders for the project in front of you.

Ready to fund the technology, the office,
or the expansion without draining cash?

Join firms that financed the technology, the office, and the expansion while protecting operating cash.

A+ BBB Rating
4.9/5 (2,847 reviews)
$487M+ funded
50+ funding partners

No credit impact to see your options • Free consultation • No obligation

Navigating Transactions, Maximizing Potential

M&A Advisory Services For Privately-Held Businesses

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(307) 222-3861

30 N Gould Street, STE R

Sheridan, WY 82801