Fast business term loans.
Flexible terms up to 7 years.
Expertly matched.
We shop top lenders to get you competitive rates and flexible repayment terms for working capital, equipment, acquisitions, expansion, and growth. Many businesses get funded in days, not months.
Your information is secure. We never sell your data.
Fast funding. Flexible terms.
Built for growing businesses.
Business term loans deliver lump-sum capital with predictable payments and clear timelines. We help you find the right lender and terms quickly so you can focus on running your business.
Fast Decisions & Funding
Many term loan approvals happen in 24-72 hours. Funding can arrive in as little as 3-7 days for qualified businesses — much faster than traditional bank or SBA loans.
Flexible Terms That Fit Your Cash Flow
Choose repayment terms from 6 months to 7 years. Match the loan length to your revenue cycles and keep monthly payments manageable.
Simple Qualification, Broad Use of Funds
Lenders we work with focus on your business performance and cash flow. Use the capital for equipment, inventory, marketing, hiring, acquisitions — almost any legitimate business need.
See what your business term loan
payments could look like
These are illustrative estimates. Actual rates and terms depend on your business profile, credit, and the lender.
This is an estimate. Final rates and terms depend on your business profile and chosen lender.
This is the capital your business needs —
when speed and flexibility matter.
Term loans give you a lump sum with fixed payments and a clear payoff date. Here's why they're one of the most popular financing tools for Main Street businesses.
Get capital fast when opportunities can't wait
Need to buy inventory before peak season, purchase equipment to fulfill a big order, or seize a limited-time opportunity? Term loans move much faster than SBA or traditional bank financing.
Predictable payments that fit your budget
Fixed monthly payments make it easy to forecast cash flow. No surprise rate changes or balloon payments with most term loan structures we offer.
Use the funds for almost anything your business needs
Unlike some government-backed loans with strict use restrictions, term loans are versatile. Buy equipment, expand your facility, hire staff, launch marketing campaigns, or even acquire another business.
Often easier to qualify than you think
We work with a network of lenders who evaluate your overall business health — revenue, cash flow, time in business — not just credit score. Many businesses that don't qualify for big bank loans get approved here.
Takes 60 seconds • No credit impact • Instant results
Get funded in 3 simple steps
Most approved businesses meet these simple criteria.
1. Check eligibility
Answer a few quick questions about your business. No paperwork, no credit pull.
2. Complete your application
Our specialists review your info and match you with the best term loan option for your needs.
3. Get funded
Get funded quickly — often within days after approval.
Business Term Loan Resources
Practical advice on term loan rates, qualification strategies, when to use term loans vs other options, and real approval tactics that work in 2026.
Business Term Loans in 2026: What Rates & Terms Should You Expect?
The lending landscape is always shifting. Here's a clear breakdown of current term loan rates, typical terms by use case, and how to position your business for the best offers.
Read ArticleTerm Loan vs. SBA Loan: Which One Is Right for Your Business?
Speed vs. lowest rate. Flexibility vs. government backing. We break down when a term loan wins and when SBA is the smarter long-term play.
Read ArticleHow to Get Approved for a Term Loan (Even With Credit Challenges)
Credit score isn't everything. Discover the key metrics lenders actually prioritize and how to strengthen your application before you apply.
Read ArticleReal businesses. Real term loan results.
"Co. Buy Sell helped me secure a $475K term loan when every bank said no. David was great and walked me through every step. Funding came fast."
"Matt made the process quick and easy. I had my equipment financed with a term loan in under 5 days with zero hassle."
"David was fantastic. He found me better rates and terms than I could have gotten anywhere else for my expansion."
"Co. Buy Sell helped me get a $320K term loan with almost no paperwork. The monthly payments fit my cash flow perfectly."
"I needed quick capital to buy my first food truck. Co. Buy Sell found the perfect term loan and made everything simple."
"Co. Buy Sell helped me secure a $475K term loan when every bank said no. David was great and walked me through every step. Funding came fast."
"Matt made the process quick and easy. I had my equipment financed with a term loan in under 5 days with zero hassle."
Frequently Asked Questions
Straight answers about business term loans and how we help you get funded fast.
Ready to get fast, flexible capital
for your business?
Join hundreds of business owners who secured the right term loan for growth, acquisitions, equipment, or working capital — often with funding in under two weeks.
No credit impact to see your options • Free consultation • No obligation
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