(307) 222-3861

M&A Advisory Services | Business Loans

Co. Buy Sell | Working Capital Loans
SAME DAY FUNDING AVAILABLE

Quick working capital
loans.
Expertly matched.

Access fast cash for payroll, inventory, operations & growth. We shop 50+ lenders so you get the best short-term working capital options — often funded the same day.

No credit impact to see your options
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60-SECOND QUALIFICATION

Tell us what you need

Your information is secure. We never sell your data.

A+ BBB Rating
4.9/5 (2,847)
$487M+ funded
50+ lenders

Working capital that actually works
for your business

Fast Funding for Operations

Get approved and funded in as little as 4 hours so you can cover payroll, restock inventory, or handle urgent expenses without missing a beat.

Flexible Use, Cash-Flow Focused

Qualify based on your business performance and revenue — not just personal credit or collateral. Use the funds exactly where your business needs them most.

Simple Online Process

Upload 3 months of bank statements. No heavy paperwork. Get matched with the right lenders in minutes.

PLAN YOUR FUNDING

See what your payments
could look like

$250,000
$10K$2M
36 months
6 months7 years
9.5%
4%25%
ESTIMATED MONTHLY PAYMENT
$7,892
per month
Total Interest$84,120
Total Amount Paid$334,120
Get My Personalized Quote

This is an estimate. Final rates depend on your business profile.

OUR SOLUTIONS

The right working capital solution.
Expertly matched to your cash flow.

Working Capital Loans

Short-term financing to keep your operations running smoothly. Cover payroll, purchase inventory, pay suppliers, handle seasonal dips, fund marketing, or bridge cash flow gaps — fast.

Fast funding — often same day
Amounts from $10K to $500K+
Flexible terms: 3–24 months
Use for any operational need
Qualify based on cash flow & revenue
Simple application — bank statements only
Get Your Working Capital Quote
Business professionals reviewing cash flow and working capital options

Explore our other popular funding solutions

SBA Loans

Government-backed with lowest rates & longest terms. Ideal for acquisitions & real estate.

Business Term Loans

Fixed payments, predictable rates. $25K–$2M for growth & major expenses.

Business Line of Credit

Flexible revolving credit up to $1M. Draw only what you need.

Merchant Cash Advance

Fast funding based on future sales. Great for quick cash needs.

Consolidation Loans

Simplify multiple debts into one lower payment.

Equipment Financing

Finance new or used equipment with little to no money down.

Get your working capital in 3 simple steps

Takes less than 10 minutes from start to funding

1. Apply Online

Tell us about your working capital needs in under 90 seconds using our simple qualification form.

2. Instant Review

Our team + AI reviews your information in real-time and matches you with the best working capital lenders.

3. Get Funded

Sign documents digitally and receive funds in your account — often the same day.

EXPERT INSIGHTS

News & Resources

Actionable insights, working capital strategies, and cash flow tips from the team that’s helped thousands of businesses get funded fast.

WORKING CAPITAL 7 min read

Working Capital Loans in 2026: What Business Owners Need to Know Now

Cash flow challenges, evolving lender standards, and new opportunities. Here's what smart business owners are doing to secure fast working capital this year.

Read Article
CASH FLOW STRATEGY 6 min read

Cash Flow Tight or Opportunity Knocking? Here’s How Smart Owners Get Working Capital Fast

When revenue lags or big opportunities arise, traditional banks often say no. Discover the alternative strategies that are working right now for quick, flexible cash.

Read Article
LOAN READINESS 8 min read

The 5 Numbers Every Lender Looks at Before Approving Working Capital

Before you apply for fast funding, make sure these key metrics are strong. Lenders use them to decide how much working capital you qualify for and at what terms.

Read Article
View All Articles & Resources

Real businesses. Real results.

"Co. Buy Sell helped me secure $475K in working capital when every bank said no. David was great and walked me through every step."

James Rivera
Rivera Construction • Chicago, IL

"Matt made the process quick and easy. I had my working capital financed in under 48 hours with zero hassle."

Lisa Chen
BrightPath Healthcare • Los Angeles, CA

"David was fantastic. He found me better rates on working capital than I could have gotten anywhere else."

Michael Torres
Torres Manufacturing • Miami, FL

"Matt made everything so simple. I got $320K in working capital with almost no paperwork."

Sarah Patel
Urban Bloom Retail • Dallas, TX

"Co. Buy Sell helped me get the working capital I needed to expand my food truck business. David was patient and found the perfect option."

Carlos Mendez
Street Eats • Phoenix, AZ

"Co. Buy Sell helped me secure $475K in working capital when every bank said no. David was great and walked me through every step."

James Rivera
Rivera Construction • Chicago, IL

"Matt made the process quick and easy. I had my working capital financed in under 48 hours with zero hassle."

Lisa Chen
BrightPath Healthcare • Los Angeles, CA

Frequently Asked Questions

Common questions about working capital loans. Straight answers.

What is a working capital loan?
A working capital loan is short-term financing designed to cover everyday operational expenses — payroll, inventory, rent, utilities, suppliers, marketing, and other day-to-day costs. It helps smooth cash flow gaps and lets you seize growth opportunities without waiting for revenue to catch up.
How fast can I get working capital funding?
Many of our clients receive funding in as little as 4–24 hours after approval. Same-day funding options are available depending on the lender and how quickly you provide your bank statements.
What are the minimum requirements to qualify?
Most lenders require at least 6 months in business, consistent monthly revenue (typically $10,000+), and a credit score of 500 or higher. We work with a broad network of lenders — including those who focus more on your business cash flow than traditional credit scores.
Will applying affect my credit score?
No. We perform a soft credit pull to show you options. This does not affect your credit score. A hard pull only happens if you decide to move forward with a specific lender.
Do I need collateral for a working capital loan?
Not necessarily. Many working capital options are unsecured and based primarily on your business revenue and cash flow. Some lenders offer secured options that may come with better rates or higher limits.
How much does it cost to work with Co. Buy Sell?
There is no upfront cost to work with us. We are paid by the lender when your loan closes. You only pay for the capital you actually receive.

Ready to get the working capital
your business needs?

Join thousands of business owners who got the fast, flexible capital they needed to cover operations, seize opportunities, and keep growing.

Get My Free Quote Now
A+ BBB Rating
4.9/5 (2,847 reviews)
$487M+ funded
50+ lender partners

No credit impact to see your options • Free consultation • No obligation

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M&A Advisory Services For Privately-Held Businesses

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(307) 222-3861

30 N Gould Street, STE R

Sheridan, WY 82801