(307) 222-3861

M&A Advisory Services | Business Loans

Co. Buy Sell | Equipment Financing
CREDIT SCORES AS LOW AS 550 ACCEPTED

Equipment Financing.
Get the tools to grow.
Preserve your cash flow.

Finance new or used business equipment from $10,000 to $5M+. The equipment itself serves as collateral. Fast decisions often within 24 hours and funding in as little as 5 business days.

No credit impact to see your options
1
Needs
2
Profile
3
Contact
60-SECOND QUALIFICATION

Tell us what you need

Your information is secure. We never sell your data.

A+ BBB Rating
4.9/5 (2,847)
$487M+ advanced
50+ partners

Get the equipment you need.
Keep your cash working for growth.

Preserve Cash Flow

Spread the cost of essential equipment over time with predictable monthly payments instead of a large upfront cash outlay. Keep capital available for operations, payroll, and growth opportunities.

Equipment-Backed Terms

The equipment itself serves as collateral. This often means better rates, higher approval odds, and no need to pledge your home or other personal assets.

Own It + Tax Advantages

At the end of the term you own the equipment outright. Many purchases qualify for Section 179 tax deductions, potentially allowing you to deduct a large portion in the first year.

ESTIMATE YOUR PAYMENT

See what financing your equipment
could cost each month

$125,000
$10K$1M
10%
0% (finance 100%)30%
8.5%
6% (strong credit)18% (higher risk)
60 months
12 months84 months
ESTIMATED MONTHLY PAYMENT
$2,180
Amount Financed $112,500
Down Payment (10%) $12,500
Total Interest Paid $18,300
Total Repayment $130,800
Get My Personalized Equipment Quote

Estimates only. Actual rates and terms depend on your credit, revenue, time in business, equipment type, and lender underwriting.

OUR SOLUTIONS

The right equipment financing for your business.
Expertly matched.

Business Equipment Financing

Whether you need a commercial oven for your restaurant, a new CNC machine, work trucks, HVAC systems, medical equipment, or heavy construction machinery — we help you finance it quickly with terms tailored to your cash flow. New and used equipment are both eligible.

$10,000 to $5,000,000+ available
Credit scores from 550+ considered
Terms from 12 to 84 months
New & used equipment eligible
Equipment serves as collateral
Fast approval & funding in as little as 5 days
Potential Section 179 tax benefits
Funds can go directly to your vendor
Business owner with newly financed industrial equipment and machinery in a modern warehouse setting

Get your equipment financed in 3 simple steps

Most clients receive competitive offers within hours

1. Apply Online

Tell us about the equipment you need, approximate cost, and your business details in under 2 minutes.

2. Review & Compare Offers

We shop 50+ lenders and present you with the best equipment financing options — often within hours.

3. Get Funded & Take Delivery

Accept your offer, sign digitally, and we help coordinate funding — often sent directly to your equipment vendor so you can take delivery quickly.

EXPERT INSIGHTS

News & Resources

Actionable insights on equipment financing, Section 179 tax strategies, and how smart equipment investments drive growth.

EQUIPMENT FINANCING BASICS 9 min read

How Equipment Financing Works in 2026: Rates, Terms & What Business Owners Need to Know

Understand exactly how equipment financing works, how rates are determined, what terms are typical, and how the equipment itself serves as collateral to improve your approval odds.

Read Article
TAX STRATEGY 8 min read

Unlocking Section 179 Tax Benefits with Equipment Financing in 2026

Learn how financing equipment can help you take advantage of significant first-year tax deductions while still preserving cash flow for day-to-day operations.

Read Article
QUALIFICATION 7 min read

New vs. Used Equipment Financing: Which Option Makes More Sense for Your Business?

Compare the pros and cons of financing new versus used equipment, including how it affects rates, terms, approval speed, and long-term ownership costs.

Read Article

Real businesses. Real equipment. Real growth.

"Co. Buy Sell helped me finance over $475K in new production equipment and delivery vehicles. My monthly payments are manageable and I was able to expand operations immediately."

James Rivera
Rivera Construction • Chicago, IL

"Matt made the entire process simple. I financed a full commercial kitchen upgrade for my restaurants. One clean monthly payment and the equipment was delivered fast."

Lisa Chen
BrightPath Hospitality • Los Angeles, CA

"David found me better equipment financing terms than I could have gotten anywhere else. Financed two new CNC machines with low monthly payments and no hassle."

Michael Torres
Torres Manufacturing • Miami, FL

"I needed to upgrade my fleet of work trucks without killing my cash reserves. Co. Buy Sell made it happen with competitive rates and fast funding. Game changer."

Sarah Patel
Urban Bloom Logistics • Dallas, TX

"Co. Buy Sell helped me finance new medical equipment for my clinic. The process was fast, transparent, and the monthly payment fits perfectly within my budget."

Carlos Mendez
Summit Medical Group • Phoenix, AZ

"Co. Buy Sell helped me finance over $475K in new production equipment and delivery vehicles. My monthly payments are manageable and I was able to expand operations immediately."

James Rivera
Rivera Construction • Chicago, IL

"Matt made the entire process simple. I financed a full commercial kitchen upgrade for my restaurants. One clean monthly payment and the equipment was delivered fast."

Lisa Chen
BrightPath Hospitality • Los Angeles, CA

Frequently Asked Questions

Straight answers about Business Equipment Financing.

What is Business Equipment Financing?
Equipment financing is a loan used to purchase or lease new or used business equipment. The equipment itself typically serves as collateral, which often leads to better rates and higher approval rates than unsecured loans. At the end of the term, you own the equipment outright.
How fast can I get approved and funded?
Many clients receive competitive offers within hours of applying. Once you accept an offer and provide required documents, funding can often happen in as little as 5 business days — sometimes even faster when funds go directly to your equipment vendor.
What credit score do I need?
We work with businesses that have credit scores as low as 550. Approval is based primarily on your business revenue, cash flow, time in business, and the equipment's value — much more flexible than traditional bank loans.
What types of equipment can I finance?
Most business equipment qualifies, including restaurant & kitchen equipment, construction & heavy machinery, commercial vehicles & trucks, manufacturing equipment, medical & dental equipment, HVAC systems, IT & technology infrastructure, agricultural equipment, and more. Both new and used/refurbished equipment are typically eligible.
Do I need to make a down payment?
Down payments vary by credit strength, equipment type, and lender. Strong credit profiles can often finance 100% of the cost. Others may require 10-20% down. We’ll present you with options that fit your situation.
How much does it cost to work with Co. Buy Sell?
There is no upfront cost or application fee. We are compensated by the lender only when your equipment financing funds. We shop multiple funders to get you the best possible terms for your situation.

Ready to get the equipment your business needs
without draining your cash reserves?

Join thousands of business owners who financed the equipment they needed, preserved working capital, and accelerated growth.

A+ BBB Rating
4.9/5 (2,847 reviews)
$487M+ funded
50+ funding partners

No credit impact to see your options • Free consultation • No obligation

Navigating Transactions, Maximizing Potential

M&A Advisory Services For Privately-Held Businesses

© 2026 Co. Buy Sell - All Rights Reserved

(307) 222-3861

30 N Gould Street, STE R

Sheridan, WY 82801