Low-rate SBA loans.
Up to 25-year terms.
Expertly matched.
We shop top SBA-preferred lenders so you get the lowest rates and longest repayment terms available for acquisitions, commercial real estate, equipment, and growth.
Your information is secure. We never sell your data.
Low rates. Long terms.
Government backed.
SBA loans deliver some of the most affordable, flexible financing available to U.S. small businesses. We specialize in getting them approved quickly and cleanly.
Competitive Rates
Rates typically tied to Prime + 2.25% to +4.75%. Often the lowest rates available for small business financing.
Extended Repayment Terms
Up to 10 years for working capital and acquisitions. Up to 25 years for commercial real estate and major fixed assets.
Government Guarantee
Backed by the U.S. Small Business Administration. This guarantee allows lenders to offer better terms and higher approval rates.
See what your SBA loan payments
could look like
These are illustrative estimates. Actual SBA rates and terms depend on your business profile and the specific program.
This is an estimate. Final SBA rates and terms depend on your business profile and lender.
This is the smartest capital
your business can borrow.
Low rates. Long terms. Government backing. Here’s what that actually means for your business — and why owners are moving fast to lock it in.
Keep way more cash in your business every month
With repayment terms up to 25 years, your monthly payment can be dramatically lower than a bank loan or alternative lender. That extra cash flow stays in your pocket to hire, market, or seize new opportunities.
Finally own your building instead of renting forever
SBA 504 loans are designed for commercial real estate. Stop paying rent that builds someone else’s wealth. Start building equity in your own property with payments that are often lower than what you’re paying a landlord right now.
Acquire your competitor before someone else does
SBA 7(a) loans are one of the best tools available for buying an existing business. Get the capital you need at rates that make the deal actually cash-flow positive from day one.
Rates your competitors can’t touch
Because the government guarantees a portion of the loan, lenders can offer you rates significantly lower than traditional banks or online lenders. That’s a real competitive advantage.
Takes 60 seconds • No credit impact • Instant results
How to get an SBA loan in 4 simple steps
Typical timeline: 45–90 days from start to funding (varies by loan complexity)
1. Free SBA Strategy Call
We review your goals, financials, and match you to the right SBA program (7(a) or 504).
2. Document Preparation
We give you a custom checklist and help organize tax returns, financial statements, and business plan.
3. Lender Matching & Submission
We connect you with SBA-preferred lenders and submit a complete, strong application package.
4. Approval, Closing & Funding
Underwriting, final approval, signing, and funds wired to your account.
SBA News & Resources
Actionable guidance on SBA programs, 2026 changes, qualification strategies, and real-world approval tactics.
SBA Loan Changes in 2026: What Business Owners Need to Know Now
Major updates to SBA lending guidelines are coming this year. Here's what’s changing and how smart business owners are preparing.
Read ArticleHow to Get Approved for an SBA Loan When Traditional Banks Say No
Many strong businesses get declined by big banks. Discover the exact strategies and lender relationships that are getting SBA deals approved right now.
Read ArticleThe 5 Numbers SBA Lenders Look at Before Approving Your Loan
Before you apply, make sure these five key metrics are strong. SBA lenders use them to decide how much capital you qualify for.
Read ArticleReal businesses. Real SBA results.
"Co. Buy Sell helped me secure $475K when every bank said no. David was great and walked me through every step."
"Matt made the process quick and easy. I had my equipment financed in under 48 hours with zero hassle."
"David was fantastic. He found me better rates than I could have gotten anywhere else."
"Matt made everything so simple. I got $320K in working capital with almost no paperwork."
"Co. Buy Sell helped me buy my first food truck. David was patient and found the perfect loan."
"Co. Buy Sell helped me secure $475K when every bank said no. David was great and walked me through every step."
"Matt made the process quick and easy. I had my equipment financed in under 48 hours with zero hassle."
Frequently Asked Questions
Straight answers about SBA loans and how we help you get approved.
Ready to get approved for
an SBA loan?
Join hundreds of business owners who secured low-rate, long-term SBA financing with our help — often for acquisitions, real estate, and major growth projects.
No credit impact to see your options • Free consultation • No obligation
Navigating Transactions, Maximizing Potential
M&A Advisory Services For Privately-Held Businesses
© 2026 Co. Buy Sell - All Rights Reserved
