(307) 222-3861

M&A Advisory Services | Business Loans

Co. Buy Sell | Business Debt Consolidation Loan
CREDIT SCORES AS LOW AS 550 ACCEPTED

Business Debt Consolidation.
One payment.
Simplified finances.

Combine multiple business debts, credit cards, and loans into a single predictable monthly payment. Potentially lower your interest rate and free up cash flow to grow your business.

No credit impact to see your options
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A+ BBB Rating
4.9/5 (2,847)
$487M+ advanced
50+ partners

One payment that works
with your business goals

One Simple Payment

Merge multiple debts, credit cards, and loans into a single monthly bill. No more juggling due dates or multiple creditors.

Potentially Lower Rates

Lock in a new rate that can be significantly better than high-interest credit cards, MCAs, or older term loans.

Predictable Budgeting

Fixed monthly payments and clear terms let you forecast cash flow confidently and redirect savings to growth.

ESTIMATE YOUR SAVINGS

See what consolidating your debt
could save you each month

$150,000
$25K$1M
$5,800
$500/mo$25K/mo
9.5%
6% (best terms)15% (higher risk)
60 months
24 months84 months
ESTIMATED NEW MONTHLY PAYMENT
$2,650
Your Current Monthly Payments $5,800
Potential Monthly Savings $3,150
Total Repayment (New Loan) $159,000
Total Interest on New Loan $9,000
Get My Personalized Consolidation Quote

Estimates only. Actual rates and terms depend on your credit, revenue, time in business, and lender underwriting.

OUR SOLUTIONS

The right funding for your business.
Expertly matched.

Business Debt Consolidation Loan

Combine multiple business debts into one loan with a single fixed monthly payment. Simplify your finances, potentially reduce interest costs, and create breathing room so your business can focus on growth instead of chasing bills.

One predictable monthly payment
Potentially lower interest rates
Credit scores from 550+ considered
Fixed terms for easy budgeting
Pay off credit cards, term loans, MCAs & more
Fast approval & digital closing
Business owner reviewing debt consolidation options and simplifying payments on laptop in modern office

Get your debt consolidated in 3 simple steps

Most clients receive competitive offers within hours

1. Apply Online

Tell us about your current debts and business performance in under 2 minutes.

2. Review & Compare Offers

We shop 50+ lenders and present you with the best consolidation options — often within hours.

3. Consolidate & Simplify

Accept your offer, sign digitally, and start making one easy monthly payment. We help pay off your existing creditors.

EXPERT INSIGHTS

News & Resources

Actionable insights on business debt consolidation, smarter repayment strategies, and how to regain control of your cash flow.

DEBT CONSOLIDATION BASICS 8 min read

How Business Debt Consolidation Loans Work in 2026: Rates, Terms & What to Expect

Understand exactly how consolidation works, how new rates are determined, and what fixed terms mean for your monthly cash flow and long-term planning.

Read Article
FUNDING STRATEGY 7 min read

Debt Consolidation vs. Balance Transfer Cards: Which Makes More Sense for Your Business?

When high-interest revolving debt is draining your profits, discover when a consolidation loan beats short-term balance transfer offers.

Read Article
QUALIFICATION 6 min read

5 Warning Signs Your Business Debt Is Holding You Back (And How Consolidation Helps)

Juggling multiple payments, high interest, and cash flow stress? Here are the clear indicators that consolidating could be your smartest move.

Read Article

Real businesses. Real results.

"Co. Buy Sell helped me consolidate over $475K in credit card and loan debt. My monthly payments dropped dramatically and I finally have breathing room to grow."

James Rivera
Rivera Construction • Chicago, IL

"Matt made the entire process simple. I consolidated everything into one fixed payment and my cash flow improved immediately. Highly recommend."

Lisa Chen
BrightPath Healthcare • Los Angeles, CA

"David found me better consolidation terms than I could have gotten anywhere else. One payment instead of five — game changer for my business."

Michael Torres
Torres Manufacturing • Miami, FL

"I had multiple high-interest debts killing my margins. Co. Buy Sell consolidated everything into one manageable loan. My stress level dropped overnight."

Sarah Patel
Urban Bloom Retail • Dallas, TX

"Co. Buy Sell helped me consolidate debt from my first two years in business. One clean payment now lets me focus on scaling instead of paperwork."

Carlos Mendez
Street Eats • Phoenix, AZ

"Co. Buy Sell helped me consolidate over $475K in credit card and loan debt. My monthly payments dropped dramatically and I finally have breathing room to grow."

James Rivera
Rivera Construction • Chicago, IL

"Matt made the entire process simple. I consolidated everything into one fixed payment and my cash flow improved immediately. Highly recommend."

Lisa Chen
BrightPath Healthcare • Los Angeles, CA

Frequently Asked Questions

Straight answers about Business Debt Consolidation Loans.

What is a Business Debt Consolidation Loan?
A Business Debt Consolidation Loan is a new loan that pays off multiple existing business debts (credit cards, term loans, lines of credit, MCAs, equipment financing, etc.). You replace several payments and interest rates with one single loan, one interest rate, and one predictable monthly payment.
How fast can I get approved and funded?
Many clients receive competitive offers within hours of applying. Once you choose an offer and provide required documents, funding and creditor payoffs can often happen within a few business days.
What credit score do I need?
We work with businesses that have credit scores as low as 550. Approval is based primarily on your business revenue, cash flow, time in business, and overall financial picture — much more flexible than traditional bank loans.
What types of debt can I consolidate?
Most common business debts qualify, including credit cards, merchant cash advances, term loans, business lines of credit, equipment financing, and other unsecured or secured obligations. We’ll review your specific situation during the qualification process.
Will consolidating help or hurt my credit?
It can help over the long term by reducing credit utilization on revolving accounts and simplifying on-time payments. There may be a short-term impact from a new credit inquiry and closing old accounts. We’ll discuss the full picture during your consultation.
How much does it cost to work with Co. Buy Sell?
There is no upfront cost or application fee. We are compensated by the lender only when your consolidation loan funds. We shop multiple funders to get you the best possible terms for your situation.

Ready to simplify your business debt
into one manageable payment?

Join thousands of business owners who consolidated their debt, lowered stress, and regained control of their cash flow.

A+ BBB Rating
4.9/5 (2,847 reviews)
$487M+ funded
50+ funding partners

No credit impact to see your options • Free consultation • No obligation

Navigating Transactions, Maximizing Potential

M&A Advisory Services For Privately-Held Businesses

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(307) 222-3861

30 N Gould Street, STE R

Sheridan, WY 82801