Merchant Cash Advance.
Fast capital.
Repaid from your sales.
Get advanced on future credit card sales from top MCA providers. Flexible repayment that scales with your revenue — often funded in 24 hours.
Your information is secure. We never sell your data.
Fast capital that works
with your cash flow
24-Hour Funding
Most qualified businesses receive funds in as little as 24 hours after approval.
Repay From Sales
A small fixed percentage of your daily credit card sales is automatically deducted. Scales with your revenue.
Sales-Based Approval
Qualify primarily on your processing volume and business performance — not perfect credit or collateral.
See what your Merchant Cash Advance
could look like
Estimates only. Final terms depend on your actual sales volume and funder underwriting.
The right funding for your business.
Expertly matched.
Merchant Cash Advance
Fast, flexible capital advanced against your future credit card sales. No fixed payments, no collateral required, and repayment automatically adjusts with your daily sales volume.
Business Term Loans
Fixed payments, predictable rates. $25K–$2M. Great for planned growth.
Business Line of Credit
Flexible revolving credit up to $1M. Draw only what you need.
Working Capital Loans
Quick access to operating funds with fixed terms.
Consolidation Loans
Simplify multiple debts into one lower payment.
Equipment Financing
Finance new or used equipment with little to no money down.
SBA Loans
Government-backed with longest terms and lowest rates for qualified businesses.
Get funded in 3 simple steps
Most MCA clients are funded within 24–48 hours
1. Apply Online
Tell us about your business and recent credit card processing volume in under 90 seconds.
2. Instant Review & Offer
We shop 50+ MCA funders and present you with competitive offers — often within hours.
3. Get Funded
Accept your offer, sign digitally, and receive funds fast. Repay automatically from daily sales.
News & Resources
Actionable insights on Merchant Cash Advances, funding strategy, and how to get the best terms for your business.
How Merchant Cash Advances Work in 2026: Factor Rates, Holdbacks & What to Expect
Understand exactly how MCA funding works, how factor rates are calculated, and what holdback percentages mean for your daily cash flow.
Read ArticleMCA vs Traditional Bank Loans: When Merchant Cash Advance Makes More Sense
Banks are saying no more often. Discover when MCA is the smarter, faster choice for businesses that need capital quickly.
Read ArticleThe 5 Things MCA Funders Look at Before Approving Your Advance
Credit score matters less than you think. Here are the real metrics funders use to determine your advance amount and factor rate.
Read ArticleReal businesses. Real results.
"Co. Buy Sell helped me secure $475K when every bank said no. David was great and walked me through every step."
"Matt made the process quick and easy. I had my equipment financed in under 48 hours with zero hassle."
"David was fantastic. He found me better rates than I could have gotten anywhere else."
"Matt made everything so simple. I got $320K in working capital with almost no paperwork."
"Co. Buy Sell helped me buy my first food truck. David was patient and found the perfect loan."
"Co. Buy Sell helped me secure $475K when every bank said no. David was great and walked me through every step."
"Matt made the process quick and easy. I had my equipment financed in under 48 hours with zero hassle."
Frequently Asked Questions
Straight answers about Merchant Cash Advances.
Ready for fast, flexible capital
based on your sales?
Join thousands of business owners who got the funding they needed — fast, simple, and repaid as their business earns.
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