Construction Financing.
Get the iron to grow.
Protect your cash flow.
We specialize in financing for general contractors, specialty trades, heavy civil, and construction companies. Fund excavators, loaders, fleet trucks, project working capital, and expansion — without draining job-cost reserves. Fast decisions often within 24 hours.
Your information is secure. We never sell your data.
Built for contractors.
Designed around real job-cost cash flow.
We understand construction realities — long payment cycles, equipment downtime costs, seasonal work, bonding requirements, and the constant pressure to take on more work without stretching working capital. Our solutions are matched specifically for contractors and builders.
Heavy Equipment Without the Cash Hit
Finance excavators, loaders, dozers, skid steers, cranes, and attachments with predictable monthly payments. Keep cash free for labor, materials, and bonding instead of large capital outlays.
Project Working Capital That Moves With You
Bridge slow payment cycles, cover payroll on larger jobs, and fund materials up front. Flexible capital designed around how construction cash actually flows.
Fleet, Yard & Growth Funding
Add trucks, expand the yard, open a second location, or acquire another crew. Structure financing so growth doesn’t starve the jobs already on the books.
See what financing your equipment
or fleet could cost each month
Estimates only. Actual rates and terms depend on your credit, revenue, time in business, equipment type, and lender underwriting.
The right capital for every stage
of your construction business.
We work directly with contractors and match you to the financing products that best fit your job costs, equipment needs, and growth plans.
Heavy Equipment Financing
Excavators, wheel loaders, dozers, motor graders, skid steers, compact track loaders, cranes, aerial lifts, and attachments. New and used equipment both eligible. The equipment itself typically serves as collateral — improving approval odds and rates for contractors.
Excavators • Loaders • Dozers • Cranes • Attachments
Fleet & Work Truck Financing
Dump trucks, service bodies, flatbeds, pickups, trailers, and specialty vehicles. Keep crews moving and jobs on schedule without large cash outlays.
- New & used vehicles
- Fleet packages available
- Credit scores 550+
Project Working Capital
Cover materials, labor, and subcontractors while waiting on progress payments. Flexible capital matched to construction payment cycles and bonding needs.
- Bridge payment delays
- Use for any job expense
- Fast funding
Yard, Shop & Expansion
Expand storage, upgrade the shop, add a second location, or grow capacity. Structured so growth doesn’t pull cash from active jobs.
- Facility improvements
- Multi-location growth
- Longer terms available
Materials & Supply Financing
Stock materials for larger projects or seasonal work without tying up cash. Keep jobs moving while protecting operating reserves.
- Project material buys
- Supplier payments
- Quick turnaround
Acquisition & Succession Funding
Buying another contractor, taking over a book of business, or structuring a buyout? We help put the capital stack together so you can close and keep working.
- Contractor acquisitions
- Equipment + working capital
- Expert guidance
SBA & Longer-Term Options
When you qualify, we connect you with SBA and traditional longer-term products for larger equipment packages, real estate, or permanent working capital needs.
- Lower monthly payments
- Real estate eligible
- Expert guidance
Get construction financing in 3 simple steps
Most contractors receive competitive offers within hours
1. Apply Online
Tell us about the equipment, fleet, or capital you need and basic business details in under 2 minutes.
2. Review & Compare Offers
We shop 50+ lenders who understand construction and present the best options matched to your cash flow — often within hours.
3. Get Funded & Move Dirt
Accept your offer, sign digitally, and we help coordinate funding — frequently sent directly to the dealer so you can put the iron to work fast.
Construction Financing Resources
Practical guidance on heavy equipment financing, fleet strategy, project cash flow, Section 179, and growing a contracting business without draining reserves.
How Construction Equipment Financing Works in 2026
What lenders look for on heavy iron, typical rates and terms, and how the equipment itself improves approval odds for contractors.
Read ArticleManaging Project Cash Flow: Working Capital Options for Contractors
How to bridge progress-payment delays, fund materials, and keep crews paid without overextending the company.
Read ArticleSection 179 Tax Benefits for Construction Equipment Purchases
How financing excavators, loaders, and fleet vehicles can still let you claim significant first-year deductions while preserving job-cost cash.
Read ArticleReal contractors. Real iron. Real growth.
"Financed two excavators and a fleet of trucks through Co. Buy Sell. Payments fit our job costs and we never had to pull cash from active projects."
"Needed working capital to bridge a big progress-payment gap. They understood construction cash flow better than any bank we dealt with. Funds hit fast."
"Added a full fleet package and a second yard location. The structure protected our operating cash and let us take on more work immediately."
"Credit was in the mid-500s after a tough year. They still got us approved for a used excavator and skid steer package. Put us back on bigger jobs."
"Bought another small contractor and needed equipment + working capital. Co. Buy Sell put the whole package together cleanly. True partners for growth."
"Financed two excavators and a fleet of trucks through Co. Buy Sell. Payments fit our job costs and we never had to pull cash from active projects."
"Needed working capital to bridge a big progress-payment gap. They understood construction cash flow better than any bank we dealt with. Funds hit fast."
Frequently Asked Questions
Straight answers about construction financing from people who work with contractors every day.
Ready to equip, expand, or fund jobs
without draining your cash reserves?
Join contractors who financed the heavy equipment, fleet, and working capital they needed — while protecting the cash flow that keeps projects moving.
No credit impact to see your options • Free consultation • No obligation
Navigating Transactions, Maximizing Potential
M&A Advisory Services For Privately-Held Businesses
© 2026 Co. Buy Sell - All Rights Reserved
