Franchise Retail Financing.
Open the next unit.
Protect your cash flow.
We specialize in financing for franchise owners and multi-unit retailers. Fund the franchise fee, buildout, fixtures, inventory, and the next location without draining the stores you already run. Fast decisions often within 24 hours.
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Built for franchise retail.
Designed around unit cash flow.
A new unit needs a fee, a buildout, fixtures, and inventory before the doors open. We match capital to that timeline so the stores you already run are not the bank.
Buildout and Fixtures Without the Cash Hit
Finance the franchise fee, leasehold improvements, fixtures, and POS with predictable monthly payments. Keep operating cash free for inventory and payroll.
Inventory and Opening Cash
Working capital and sales-based options for opening inventory, a slow season, or payroll while a new unit ramps. Payments can flex with card volume.
The Next Location
Fund a second or third unit, a refresh, or an additional territory. We structure the payment around existing-store cash flow so growth does not starve the registers.
See what financing a unit
or buildout could cost each month
Estimates only. Actual rates and terms depend on your credit, revenue, time in business, equipment type, and lender underwriting.
The right capital for every stage
of a franchise retail business.
We work with franchisees and multi-unit retailers and match the product to the fee, the buildout, the inventory, or the next location.
Store Equipment Financing
Fixtures, coolers, shelving, POS hardware, and the equipment package a franchisor requires. New and used equipment both eligible. The equipment itself often serves as collateral.
Fixtures • POS • Coolers • Required equipment packs
Working Capital Loans
Cover payroll, opening inventory, marketing, and repairs without pulling cash out of stores that are already open.
- Fast funding
- Use for any business expense
- Credit scores 550+
Merchant Cash Advances
For retailers with strong card volume. Receive a lump sum and repay a small percentage of daily card sales. Payments adjust with revenue.
- Based on card sales
- No fixed monthly payment
- Fast approval & funding
Renovation & Expansion
Refresh a sales floor, complete a required remodel, or open the next unit. Structured so construction does not drain stores that are already open.
- Interior & exterior projects
- Multi-location growth
- Longer terms available
Inventory & Supply Financing
Stock opening inventory, a seasonal set, or a replenishment before peak without tying up cash in the other stores.
- Seasonal inventory boosts
- Supplier payments
- Quick turnaround
Franchise & Acquisition Funding
Funding a franchise fee, a resale unit, or the next location. SBA on eligible brands, and ROBS when retirement funds are the liquidity the franchisor wants to see.
- Existing location purchases
- Franchise start-up costs
- Working capital included
SBA & Longer-Term Options
When you qualify, we can connect you with SBA and traditional longer-term products for larger projects, real estate, or permanent working capital needs.
- Lower monthly payments
- Real estate eligible
- Expert guidance
Get franchise retail financing in 3 simple steps
Most operators receive competitive offers within hours
1. Apply Online
Tell us the brand, the unit, and what the capital is for. Fee, buildout, inventory, or the next location. Under 2 minutes.
2. Review & Compare Offers
We shop 50+ lenders who finance franchise and retail buildouts and present options matched to unit cash flow — often within hours.
3. Get Funded & Move Forward
Accept your offer, sign digitally, and we help coordinate funding — to the vendor, the franchisor, or your account so the unit can open.
Franchise Retail Financing Resources
Practical guidance on buildout financing, opening inventory, and adding a unit without draining the stores you already run.
How Franchise Buildout Financing Works
What lenders look for on a store buildout, how fixtures and equipment affect the file, and what a franchisor package usually includes.
Read ArticleSales-Based Capital vs. a Term Loan for Retail
When a percentage-of-sales advance makes more sense than a fixed monthly payment — and how to choose the right tool for seasonal or high-volume locations.
Read ArticleFunding the Next Franchise Unit
Fee, buildout, and equipment in one plan. What current-unit cash flow has to support before you sign the next agreement.
Read ArticleReal franchise retailers. Real capital. Real units.
"We financed the buildout and fixture package for a new unit. Monthly payments fit the other stores, and we did not empty operating cash to open."
"Card volume at the existing stores supported a sales-based option. Funds landed in days and covered opening inventory for the new location."
"Opened the second unit with equipment financing and working capital. They underwrote the stores we already had, not a generic bank checklist."
"Needed the franchisor’s equipment pack and a POS swap. Approved with a 580 score in time for the required open date."
"Refreshed the sales floor on a required remodel while the store stayed open. Payments were sized to the slower months."
"We financed the buildout and fixture package for a new unit. Monthly payments fit the other stores, and we did not empty operating cash to open."
"The merchant cash advance option was perfect for our high card volume. Payments flex with sales and we had funds in the account within days to cover a busy summer."
Franchise Retail Financing Questions
Straight answers about franchise and multi-unit retail financing.
Ready to open the next unit
without draining the stores you have?
Join franchise retailers who financed the buildout, inventory, and next unit while protecting cash in the stores already open.
No credit impact to see your options • Free consultation • No obligation
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